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Spain Non-Lucrative Visa Eligibility Calculator
Check Your Visa Eligibility Score in 60 Seconds
Free • Spain
1. Documented passive income or savings?
2. Family size?
3. Private health insurance arranged?
4. Plan to work remotely?
Spain Non-Lucrative Visa Overview
Spain Non-Lucrative Visa is one of the most searched immigration pathways for people moving to Spain
This page gives you a fast, no-signup way to check where you stand before you spend money on application fees or agents. Our calculator mirrors the official rule set and then translates the answers into a clear, percentage-based eligibility score. You will see exactly which requirements you already meet, which ones need work, and what the realistic next step looks like.
If you want a deeper, AI-personalised plan covering documents, timeline, costs and alternative pathways, run the full assessment — it compares your profile against every visa we track for your destination and ranks the routes most likely to succeed for someone with your background.
Spain Non-Lucrative Visa Requirements
No economic activity in Spain
Cannot work for a Spanish employer or operate a Spanish-based business. Remote work for non-Spanish employers is a grey area — DNV is the safer route for digital nomads.
Passive income / savings
Main applicant: 400% of IPREM (€2,400/month or €28,800/year for 2026). +100% IPREM (€600/month) per dependant. Demonstrated as lump-sum savings or recurring passive income (pension, rental, dividends).
Private health insurance
Full-coverage Spanish-authorised insurer with no co-payments and no maximum cap; must cover the entire family.
Clean criminal record
Apostilled police certificates from every country lived 5+ years; valid 6 months.
Medical certificate
Certifying absence of diseases under WHO 2005 International Health Regulations.
Apply from country of legal residence
Application lodged at Spanish consulate where you legally reside — not Spain itself.
Official Spain NLV Resources
Spain Non-Lucrative Visa FAQs
Common mistakes to avoid
Listing remote work as the income source — consulates increasingly refuse NLV for active remote workers and steer them to the DNV.
Using EU/EHIC or travel insurance with co-payments — refused.
Applying from a country where you do not hold legal residence.
Letting apostilles or police certificates expire (6-month validity).
Triggering Spanish tax residency without planning — worldwide income at 19–47%.
Improve your chances
- 1
Show 12+ months of consistent passive income alongside lump-sum savings.
- 2
Pre-arrange a Spanish-domiciled health plan (Sanitas, Adeslas, DKV) with “sin copagos” and “sin límite” clauses.
- 3
If you work remotely, switch to the DNV (€2,762/mo, Beckham regime eligible).
- 4
Plan tax residency carefully — stay below 183 days in year 1 if optimising taxation.
- 5
Bundle family applications at the same consulate appointment.
IPREM-based income thresholds (2026)
| Household size | Required passive income / year |
|---|---|
| Main applicant (400% IPREM) | €28,800 |
| +1 dependant (+100% IPREM) | €34,800 |
| +2 dependants | €40,800 |
| +3 dependants | €46,800 |
Fees (EUR, 2026)
| Item | Amount |
|---|---|
| Consular visa fee (most nationalities) | €80 |
| US citizens (reciprocity) | €140 |
| TIE card fee | €16 |
| Empadronamiento + NIE | €10–€20 |
| Apostilles + certified translations | €300–€800 typical |
Tax implications
| Item | Detail |
|---|---|
| Tax residency triggered | After 183 days/calendar year in Spain |
| Worldwide income taxed at | 19%–47% IRPF |
| Beckham Regime | NOT available — Beckham requires employment in Spain |
| Wealth tax | Applies above regional thresholds (~€700k) |
Step-by-step application process
- Self-assess eligibility. Use this calculator and review the official Spain Non-Lucrative Visa Eligibility Calculator criteria before paying any fees. Confirm you meet every hard gate (age, language, health, character, qualifying offer or investment) — failing one gate cannot be offset by scoring well elsewhere.
- Gather and translate documents. Collect passport, civil documents, qualifications, language test, police clearances from every country lived in 12+ months since age 17, and proof of funds. Obtain certified translations and apostilles/attestations where the destination authority requires them.
- Submit the formal application. Lodge online through the official government portal listed on this page. Pay the correct government fee, complete biometrics at the designated centre, and upload supporting evidence in the exact format the authority specifies.
- Respond to requests for evidence. Caseworkers commonly request additional payslips, employer letters, or medicals. Respond inside the deadline given — most refusals come from missed deadlines, not weak profiles.
- Travel and activate status. On approval, collect your visa vignette or eVisa, enter the country before it expires, register your address where required, and collect any biometric residence permit/card. Keep digital and paper copies of every document.
Sources & references
Every figure on this page is sourced from official government or regulator publications. Cross-check before applying — rules change.
- Ministerio de Inclusión, Seguridad Social y Migraciones —
- Ley 14/2013 — Ley de Emprendedores (Unidad de Grandes Empresas) —
This calculator is editorial guidance, not legal advice. Immigration thresholds, points, salary floors and occupation lists change frequently — always verify your route against the official government source linked on this page before applying. For complex cases, consult a licensed immigration adviser regulated in the destination country.
Helpful resources
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